an update! i should have posted sooner, but i was having way too much fun lately.
i got the geforce 6800GS/XT. i also upgraded from 512 mb ram to 1 gig. i get roughly 25-30fps with ALL SETTINGS MAXED, and "fair weather" clouds (100% 3d clouds) and unlimited visibility. i read it somewhere, i think, but i noticed you cant have water and land detail in the game. its either water OR land. well, i set mine for water, because i like the reflections, texture and effects it has. (i LOVE the morewatr texture!)
if you havent seen them yet, be prepared to see me crank out a few screen shots in coming weeks. i cant believe the difference between the mx440 and this 6800. the ram definitely helps too!!
thanks for your advice guys, it definitely came in handy.
Spend the money and buy a good card. You will thank yourself in the end.
Cheers
Cameron
couldnt agree more!!!