missing textures, acft and terrain

I purchased CFS3 today. Am frustrated, no textures, aircraft looks like a white paper cutout! I don't know what the problem is. Any suggestions
? I can run COF 9 max sliders with good frames. P4 @ 2.4g , 512ddr, Ge force 440
128mb, 120gb hd Win 98se, latest Nvidia driver. Doug

128mb, 120gb hd Win 98se, latest Nvidia driver. Doug