IvoryJokerwell pal
I use mainly 2 softwares: Paint Shop Pro 7 and DXTBmp
the 1st one is my painter itself, with lots of fliters (included) and some nice fx. it's not free but U can have a free demo (full functional) for some days.
The second one is for free just make a search here at simv or google and U will find it - this software is the one to work with alpha channel, ie, the "metal, chrome" reflective paintings that we largely use today.
Call me anytime if U need help, ok?
cya!