The N1 setting varies from take-off to take-off.
The FMC is the likely candidate of calculating the correct N1 setting.
HOWEVER
Since an assumed temperature derate is always desireable, the crew goes into diagrams and deliberately fools the FMC to think it's warmer outside than it really is. (In airbus this is called FLEX, and Boeins use SEL temp.)
By doing this, the FMC automaticly reduces the N1 available (since warm air makes engines less effective)
So less thrust is available at take-off, but it is still sufficient to comply with the climb profile and noise abatement procedures (need to gain altitude fast to not to disturb the poor citizens down there)
There is no general answer to your query, sorry.
All I can say is that airliners only goes "full thrust" when the runway is badly contaminated, but they will try to avoid is as much they can.
Regarding 100% N1+, I'm guessing that 100% N1 represents the manufacturers recommended maximum.
You can exceed this, but the engine will take far more damage. Some engines can go as high as 115%N1 and above

Might want to check airliners.net or PPruNe