Simviation Forums

I was doing the bloke type thing of looking at cars and I came across the Mazda RX-8. I remembered it from the advert a few years back and investigated it further.

I read up a few things about it and one of my friends asked what the insurance on that thing would be like, so with nothing better to do... I set away on a few insurance sites just getting some quotes and seeing if we can beat the system at all (we couldn't, but it was interesting to try).


Anywho, I looked at some of the prices and they were gigantic. Fair enough for a brand new driver they would be, but this was stupidly high. I went back to check everything was right and I found this:

Insurance site: Mazda RX-8 2003 2.6L

Mazda/Wikipedia: Maza RX-8 2003 1.3L


For some reason the insurance site thought that it was a 2.6L car but the official website and most other sites I have looked at seem to say it is half that (2x 655cc, not 2x1300cc)


I am just wondering what the heck is going on. It is a 1.3L car, right? Why are some places listing it as double that when it blatently isn't when I checked the official manufacturer's website.


Cheers

Correct it is a 1.3L engine.
Why the insurance are classing it as a 2.6L I have no idea. maybe someone saw the hp it produces and automatically assumed the engine size needed to produce it must be higher.
Which insurance company are you looking through?

I went to those funny 'middle men' ones, only because I'm not planning on getting insurance any time soon, but I figured I have a year to go until I can learn to drive so I may aswell see what the insurance market is like. It's not good, trust me.

Go Compare, Compare The Market and I think Direct Line all seem to say it is a 2.6. I only used one for an actual test quote and the others to check that I wasn't reading wrongly. But yeh, as far as I remember it is several sites listing it like that at the very least.

very strange but something that in the world of insurance you'd have to bring up over the phone I guess. Good spot.

As a side note I gave up on those middle men sites ages ago. The cheapest quote I got on those sites for my beemer at 24, 5 years experience, and 1 years no claims (was on my moms insurance for a while) was

Yeh, well when the time comes to learn to drive I will probably get a joint policy with someone in my family and then when I am able to, and it would be financially alright to, I would probably move onto my own policy but probably with the same insurer.

"We'll find you the best quote". Umm, no mate, no you won't  ;D


Hopefully I will be able to get something other than a chav-tastic car, so this is why I am looking around... And if I am lucky, financial depression on such objects might help me out. Too bad they will still treat me like some street racing punk  8-)

From
http://en.wikipedia.org/wiki/Mazda_Wankel_engine

In auto racing, the displacement of a Wankel engine is usually doubled for classing purposes. For Japanese tax purposes, the displacement of Wankel engines is defined as the equivalent of 1.5 times the nominal displacement.

It would be fun to insure a car with a gas turbine engine. No enclosed volume to define displacement!

Darn them.  >:(

[quote]Darn them.

I think insurance is going to be a lot for most things for me anyway. I imagine it is going to be fairly high for the RX-8 because it looks like it is quite a powerful car despite it's displacement.

Even so, I would still challenge the point just to see what they say.


Back to AutoTrader to check the markets again  :)

I think insurance is going to be a lot for most things for me anyway. I imagine it is going to be fairly high for the RX-8 because it looks like it is quite a powerful car despite it's displacement.

Even so, I would still challenge the point just to see what they say.

1.3l wankel is only small on paper. Take a look at the Mazda 787B that won Le Mans in 1991 - 700bhp in race trim with a 2.6L wankel. Over 900bhp on the bench.


As for insurance, as a new driver, don't expect much change, if any, from a grand. You could get insured as a named driver on a parent policy, but you won't necessarily get any NCB at the end of the year. I've had my own insurance since I was 18, purely because I've built my own NCB, even if initially it was cheaper to be a named driver on someone else's policy.

Yeh it's a pretty fab engine. Which is a problem as it is small but powerful so insurance companies won't really like it.

engine size doesnt matter as much anymore in the insurance business. its all to do with the cars desireability. The newer a car the more expensive it'll be to insure, I have found that out looking for a new car, wanted to go with something new like a new civic or lancer, and despite being both smaller engines than the bmw I own, they both come out more expensive to insure.

I suppose rarity also affects it... Cheap highly-in-production cars will be cheaper to insure too. Easier to get replacement panels for, etc.

I think insurance is going to be a lot for most things for me anyway. I imagine it is going to be fairly high for the RX-8 because it looks like it is quite a powerful car despite it's displacement.

Even so, I would still challenge the point just to see what they say.

1.3l wankel is only small on paper. Take a look at the Mazda 787B that won Le Mans in 1991 - 700bhp in race trim with a 2.6L wankel. Over 900bhp on the bench.


As for insurance, as a new driver, don't expect much change, if any, from a grand. You could get insured as a named driver on a parent policy, but you won't necessarily get any NCB at the end of the year. I've had my own insurance since I was 18, purely because I've built my own NCB, even if initially it was cheaper to be a named driver on someone else's policy.

Just something to note, if you do this and have an accident, the insurance company will be quite within their right to refuse to pay out.  You are making a false declaration by saying someone else is the main driver, but in fact you are.  It's also a bit of a false saving, because when you come to actually get your own policy, it will be higher than someone with say 3 or 4 years NCB.  You can get cheap insurance if you are young, you just need to do a lot of looking.  When I was 19, I paid

I've heard about people falsely declaring things like that and I will try not to make those mistakes myself.