I suddenly feel the need to make a shameless plug...
Been a listener since it was a quirky college station over 20 years ago, and it is still entirely listener-funded. Here's what I'm listening to (online) now. The ramblings of Hearty White.
http://www.wfmu.org/flashplayer.php?version=2&show=51529&archive=89231
There's also plenty of music: experimental, rock, funk, electronica, folk, garage rock, gospel... Tuesday night after Hearty is the show with nothing but 78rpm phonograph records (and wax cylinders, etc.). And plenty of eclectic talk. Available now worldwide on the inter-tubes. Check out the archives, you will find something you like.
http://wfmu.org/