Letter To Bank Manager.

Dear Sirs,
In view of current developments in the banking market, if one of my cheques is returned marked 'insufficient funds', does that refer to me or to you?
Yours Faithfully

TSC.
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Dear Sirs,
In view of current developments in the banking market, if one of my cheques is returned marked 'insufficient funds', does that refer to me or to you?
Yours Faithfully
Dear Sirs,
In view of current developments in the banking market, if one of my cheques is returned marked 'insufficient funds', does that refer to me or to you?
Yours Faithfully
TSC.