First true "Cross country" flight

G'day all,
I'm currently preparing for my first true cross country flight departing at 08272000 (6 am local time). The flight is from Moorabbin Airport, which is to the south east of Melbourne, to Bankstown Airport west of Sydney. Total flight time is expected to be around 4 hours, covering a distance of about 400nm.
What I need help with is deciding whether I should land and refuel enroute or not. I've crunched the numbers out using a standard fuel flow of 36 litres per hour. Best case scenario (20 knot tail wind for every leg) will see me arrive with 48 litres margin fuel (excluding reserves). Assuming worst case (20 knots head wind for every leg) I will arrive over head the aerodrome and just enter into my reserves. Assuming most likely for this time of year, a quartering tail wind, I should arrive with about 10-20 litres of margin fuel.
As most would understand, 36 litres per hour is quite conservative and if the aircraft is leaned it will only use 30-32 litres per hour. I would prefer not to land and just go direct, but I also want to be on the safe side.
I ask those which have more experience than I, with these numbers in which cases would you plan a fuel stop?
I'm currently preparing for my first true cross country flight departing at 08272000 (6 am local time). The flight is from Moorabbin Airport, which is to the south east of Melbourne, to Bankstown Airport west of Sydney. Total flight time is expected to be around 4 hours, covering a distance of about 400nm.
What I need help with is deciding whether I should land and refuel enroute or not. I've crunched the numbers out using a standard fuel flow of 36 litres per hour. Best case scenario (20 knot tail wind for every leg) will see me arrive with 48 litres margin fuel (excluding reserves). Assuming worst case (20 knots head wind for every leg) I will arrive over head the aerodrome and just enter into my reserves. Assuming most likely for this time of year, a quartering tail wind, I should arrive with about 10-20 litres of margin fuel.
As most would understand, 36 litres per hour is quite conservative and if the aircraft is leaned it will only use 30-32 litres per hour. I would prefer not to land and just go direct, but I also want to be on the safe side.
I ask those which have more experience than I, with these numbers in which cases would you plan a fuel stop?