heres a site for a local fbo here
http://www.skyschoolinc.comI think these would be the minimum to both fly for money and instruct (in single engine aircraft)
"Private Pilot Course Cost: $4,170.00
SKYschool's published course is based on the Cessna 152 training airplane and the FAA required minimum forty hours of flight time. However, the national average flight time to complete the course is nearly seventy hours, so unless the student is particularly capable and self motivated, the cost will probably be higher than as published. Higher performance training airplanes such as the Cessna 172 or Piper Warrior will also add to the course cost.
--------------------------------------------------------------------------------
Instrument Rating Course Cost: $4,373.00
The applicant for an instrument rating must hold a Private Pilot Certificate and have 40 hours of instrument time before taking the checkride. This course is priced to include the 40 hours, but hood time from private training and subsequent "safety pilot" hood time is applicable to that hour minimum and may reduce the cost of the rating.
--------------------------------------------------------------------------------
Commercial Pilot Course Cost: $1,981.00
This course is priced to include ten hours dual in a complex airplane (Piper Arrow) and five hours ground instruction in preparation for the checkride. Prerequisites include 250 hours total flight time.
--------------------------------------------------------------------------------
Certified Flight Instructor Course Cost: $2,920.00
Applicant must possess a valid Commercial Pilot Certificate. This course includes 15 hours of flight instruction, five in a primary trainer Cessna 152, and ten in an advanced trainer Piper Arrow. Twenty hours of concentrated ground instruction is included.
"